A U.S. government shutdown happens when Congress fails to pass enough funding bills (or a temporary funding measure called a continuing resolution) for federal agencies and programs. I made another article about 2025 U.S Government Shutdown http://dorianfinance.com/2025-u-s-government-shutdown. Updates VA Education Benefits. I work at University in Financial Aid & I’m VA SCO/point of contact. I…
A U.S. government shutdown happens when Congress fails to pass enough funding bills (or a temporary funding measure called a continuing resolution) for federal agencies and programs. Here’s a breakdown of what it means 👇 🏛️ Why it happens ⚙️ What shuts down During a shutdown: 💰 What about paychecks? 🧠 Example There have been…
I do not believe in doing New Year’s resolutions, however, I do believe in the power of a fresh start and that wanting to start your goals in the new year is a good thing. I would like to say start now by following one of the three methods of starting goals that’s really about…
Check out financial literacy http://dorianfinance.com/financial-literacy-2 Budgeting for Summer Vacation What is the average cost of summer vacation? For trips within the United States, the average cost can range from $500 to $1,500 per person for about a week, including accommodations, food, and transportation. If you’re visiting national parks or camping, costs can be lower, while…
Financial literacy involves several key steps aimed at enhancing your understanding and management of personal finances. This plan can guide you to make informed decisions, achieve your financial goals, and secure your financial future. Here’s a structured approach to building your financial literacy plan: Remember, the most effective financial literacy plan is one that is…
What is Compound Interest? Compound interest is a powerful concept in finance that allows your money to grow exponentially over time. It occurs when interest is not only calculated on the initial principal (the original amount of money), but also on the accumulated interest from previous periods. This compounding effect can significantly boost the overall…
A high-yield savings account is a type of savings account that offers a higher interest rate compared to traditional savings accounts. These accounts are typically offered by online banks and financial institutions. High yield savings accounts vs bonds http://dorianfinance.com/bonds-vs-high-yield-savings-account Here’s a basic overview of high-yield savings accounts: 1. Higher Interest Rates: High-yield savings accounts offer…
Starting a retirement account is a smart financial move that can help you build wealth for your future. Here are the general steps to start a retirement account: Roth IRA Vs Fire Movement http://dorianfinance.com/roth-ira-vs-fire-movement 401k vs fire movement http://dorianfinance.com/401k-vs-fire-movement Remember that retirement planning is a long-term commitment, and starting early can significantly impact the growth…
Bonds and high-yield savings serve different purposes. Bonds are investments with fixed interest rates, while high-yield savings accounts offer a safe place to store money with higher interest than regular savings. Bonds carry market risk, while high-yield savings provide liquidity and security. Choose based on your financial goals and risk tolerance. Bonds can offer potentially…
Investing in your career is essential for professional growth and personal well-being. Key strategies include skill development, networking, goal setting, personal branding, work-life balance, and financial planning. This investment enhances your value, job prospects, and long-term security, contributing to a successful and fulfilling career. 10 ways to start investing http://dorianfinance.com/10-ways-to-start-investing Investing in your career is…
Buying stocks involves a series of steps that allow you to invest in publicly traded companies and potentially benefit from their growth or receive dividends. Here’s a general overview of how to buy stocks: Remember that investing in stocks carries risks, and there are no guarantees of making a profit. It’s important to do your…
Explore the Risks of the FIRE Movement: Achieving financial independence and early retirement is a dream for many, but it comes with its share of challenges. Discover the potential pitfalls of the Financial Independence, Retire Early (FIRE) philosophy, from market volatility to healthcare costs. Learn how to mitigate these risks and plan for a secure…
Building and improving your credit is a crucial financial step to unlock opportunities. Discover essential steps, from understanding your credit situation to responsible credit card use, to help you qualify for loans and credit cards. Patience and discipline are key in this long-term journey. Learn more at DorianFinance.com Building your credit is a very important…
Get a quote now at https://www.badcreditloans.com/?aid=12721 Consolidating credit card debt with a loan can be a smart financial move for several reasons: Get a quote now at https://www.badcreditloans.com/?aid=12721 However, it’s essential to approach debt consolidation with caution and make an informed decision: In summary, consolidating credit card debt with a loan can be a useful…
Learn how to make a budget with the 50/30/20 method for effective financial management. Allocate your income into essential needs, discretionary spending, and savings. Follow these steps to create a balanced budget, and achieve your financial goals. Adjust and review regularly to stay on track. My podcast http://dorianfinance.com/how-presidential-elections-affect-the-stock-market Making a budget using the 50/30/20 method…
Top finance YouTubers of 2023! Dive into expert insights, investment strategies, and financial wisdom from these influential YouTube personalities. Stay informed and make informed financial decisions with the best in the business. Graham Stephan 4.52M subscribers and 964 videos. I like Graham’s Style videos that even though he has built up his channel to over…
The world of Fixed Income Investments: Discover a strategy where you lend your money to an issuer in exchange for periodic interest payments and a guaranteed return of your principal at a specified future date. Dive into the predictability of fixed income with fixed or formula-driven interest rates. Learn about key characteristics such as interest…
This is part of Top 10 Investment Strategies http://dorianfinance.com/top-10-investment-strategies Long-term buy and hold investments refer to a strategy where investors purchase assets such as stocks, bonds, or real estate with the intention of holding them for an extended period, often many years or even decades. This strategy has its own set of advantages and disadvantages:…
Learn how to increase your income by 1-5% effortlessly with this simple strategy: Using credit cards wisely for everyday purchases. Discover the key points to maximize your financial gains: Learn about personal finance http://dorianfinance.com/top-10-personal-finance Explore the benefits of using credit cards for your everyday needs: Discover how responsible credit card usage can enhance your financial…
